When undertaking transactions with RAYS GLOBAL LIMITED (hereinafter, “the Corporate”), the Corporate shall, in relation to all of the various types of online banking service transactions, wealth management service transactions and all other types of transactions handled by the Corporate confirm that there is an agreement in relation to each separately prescribed transaction as well as the matters noted in the following articles for the customer and take this to have been agreed.

Since the Corporate exists in a “country or region strategically established to provide preferential tax treatment to companies outside the area” referred to by names such as “offshore” or “tax haven”, the inspection of the validity of the method used for the tax system for a customer (particularly, a foreign company) shall continue to be pursued even after the transaction has been initiated. In addition, in relation to individual customers, transactions with the Corporate do not extinguish the tax liability to the “resident country for tax purposes”, and the customer shall be solely responsible for handling (reporting and payment of taxes) interest income and dividends and trading profit derived from the Corporate in accordance with the laws and regulations of the “resident country for tax purposes”.

the Corporate clearly asserts the objectives of the international Anti-Money Laundering (AML*) and Combating the Financing of Terrorism (CTF*). In addition, the Corporate is receiving the assistance of a specialist institution certified by ACAMS*, and when establishing a new bank account for a customer, in addition to the identity verification in the database, the reference to the guarantor (intermediary) and multiple official certificates must be submitted.

Even in relation to transactions after establishing the account, the Corporate may detect a suspicious customer, and select suspicious transactions that it entrusts to a specialist institution for analysis and determination. This could lead to termination or suspension of all or part of the transactions with the customer. In addition, the Corporate may unilaterally cancel the transactional relationship. Moreover, the Corporate shall not be liable for any damage caused to the customer by the aforementioned measures.